If your current mortgage deal is ending soon, or if you’ve already slipped onto your lender’s Standard Variable Rate, this guide is for you.
The 10 most common myths about remortgaging (and why they might be costing homeowners like you £££)
Whether you really have to stay with your current lender
What to do if your income has changed
Why waiting too long to act could be an expensive mistake
How to get clarity and confidence about your next mortgage deal, even if your situation feels complex
You’ve already rolled onto a Standard Variable Rate
You’re not sure if you'll be eligible to remortgage
You’re 3–6 months away from your current deal ending
You feel overwhelmed, unsure, or like you’ve left it too late
You want to explore better deals, without being sold to
“This was the clearest explanation I’ve seen. I had no idea I could remortgage before my deal ended..”
Anna B, Leeds
"It made me realise I do have options, even though I’m self-employed..”
Jay P, Colchester
"I booked a call the same day. I didn’t realise how much I could be saving!..”
Richard H, Newcastle
By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others. Message frequency may vary. I acknowledge that my data will be protected in accordance with the Privacy Note.
Why do we collect this information? At Connect Mortgages we are committed to providing you with the expert insights you need to make the best decision possible when it comes to your mortgage or remortgaging.
We respect your privacy. Your details are never shared, and you can unsubscribe at any time.
Free Download | No spam - ever; only advice | Instant Access
Connect Mortgages is a trading name of Connect IFA Ltd, a fully independent, FCA regulated mortgage and protection broker.
We’ve been helping homeowners find the right deal for over 20 years, working with a wide range of lenders to match people with mortgages that fit their goals and lifestyles.
We’re not tied to any one bank or lender – we work for you.
Whether you’re remortgaging your home or planning ahead, this guide is your first step to making a smarter financial decision.
Want to speak to someone directly?
Call us on 01708 676111 or Book a Free 15-Minute Call
Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.
Connect Mortgages are a trading style of Connect IFA Ltd who are Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 441505. The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. A fee will be payable for arranging your mortgage. Your consultant will confirm the amount before you choose to proceed, but this is typically 0.5% of the mortgage balance, e.g. £500 for a mortgage of £100000. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Connect IFA Ltd Registered Address:
39 Station Lane, Hornchurch, Essex, RM12 6JL. Registered in England and Wales under reference: 05501124
Commission disclosure:
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Making a Complaint:
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to:
Compliance Department - Connect IFA Ltd39 Station Lane, Hornchurch, RM12 6JL
or call:
01708 676110
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk